We have 310,000 driver-years of behavioral-risk data from CEE motor. Take thirty minutes with us to look at it alongside your own book and pricing approach.
Reference base
62,000+ drivers, 310,000+ driver-years
Compliance
ISO 27001, GDPR
Integration paths
API, SDK, white-label
Static pricing hides adverse selection. Behavioral data makes it visible.
Good drivers churn to comparison portals. High-risk drivers stay. Demographic data cannot see this drift. Behavioral data does.
What the drift costs
117%
Slovak MTPL combined ratio
+12.6%
Polish claims growth in 2024 vs +7.0% premium growth
2.14×
rural-road risk multiplier vs highway
25%
of accidents happen in the first three minutes of a trip
Sources cited in the article.
What the call covers
Your portfolio today
Composition, distribution channels, current pricing approach, and where the loss ratio is moving.
Our reference data
310,000+ driver-years of CEE motor exposure. The behavioral-risk signals that correlate with claims, and the variance your demographic data isn’t catching.
Whether it fits
Whether MOVE Score, the MOVE SDK, or a white-label deployment would fit your stack.
“Technologically in the Champions League combined with the necessary flexibility of a startup. Dolphin is the ideal partner!”
Tamer Yigit
Head of Ecosystems, Vienna Insurance Group
“Dolphin is not just a vendor, it’s a partner to guarantee a successful implementation and future development.”
Václav Geletic
Head of Product Management, Kooperativa CZ
See it on your own book.
Tell us a bit about your motor portfolio and the questions you’re working through, and we’ll come back with concrete next steps.
Or book the call directly.
Thirty minutes with our founder.